Losing her virginity?
Ravi, really there is no need to worry about her hymen or tearing it. It’s true you could stretch her hymen by fingering. But as far as I go, this should not matter. It doesn’t mean she would no longer be a virgin, if that’s what you are worried about. ‘Losing your virginity’ means one thing and one thing only: having vaginal intercourse for the first time.
About the hymen
Frankly, I don’t know how much you know about hymen. So let me tell you a few facts about the female anatomy. Maybe this will help you calm down.
The hymen is a layer of skin around the opening of the vagina. It doesn’t usually cover up the entrance completely. And you can just gently push through so the opening and the thin skin stretches wide enough.
The hymen can also be stretched or torn by playing sports or using tampons. That doesn't mean a girl has lost her virginity. So a lack of hymen is not really a sign of sexual experience. Even a medical expert can’t tell for sure if a girl is a virgin or not.
So there you go. Very clearly betaji you are worrying yourself sick unnecessarily. For all you know, she could have broken her hymen while horseback riding much earlier. And you are sitting and stressing about breaking it while fingering.
In case you are worried about her not bleeding the first time. Then you should know that one should not even expect every girl to bleed at her first intercourse. Especially if the hymen has already been gently stretched during your excellent lovemaking!
If you take your time making love to her then she ought to be relaxed and there is also no need for it to cause her pain. Meanwhile, worrying about trying not to stretch or tear her hymen will probably make you so nervous it will spoil lovemaking for both of you.
Ravi puttar, I hope with this I have solved most of your worry. Like they say in Punjab, khao pio aish karo mitron. Just stay calm and be happy and always look at the bigger picture. You should be grateful that the two of you love each other and are sexually compatible as well. The same folklore in Punjab goes on to say dil par kise da duhkao na.